Contingency and Retained Executive Search for Sales, Marketing & eCommerce
Job Title:

Underwriter (Commercial) • Financial Solutions Co.Underwriter (Commercial) • Financial Solutions Co.


$55,000-$65,000 per Year Based On Experience

Reports To:

VP of Finance

Job Description:


Business Financial Services (BFS) is a rapidly growing, premier provider of small business financing in the US.  Founded in 2001, BFS offers financing solutions through various subsidiaries to merchants in the US, Canada, and United Kingdom.   Principal products include Payment Card Receivables Factoring and Term Loans.  Without capital restrictions, merchants use the funds for any business purpose including inventory, repairs, remodeling, equipment upgrades, and advertising or to boost cash flow.

Headquarters in Coral Springs, FL, with offices in California, Georgia, and the United Kingdom.

Although not required, the ideal candidate will have work experience in the business cash advance or financial lending industry.




  • Primary job function is to decision merchants for funding and to provide effective communications and follow-up on the merchant’s file from approval to funding review with the use of the document management system.
  • Responsible for ensuring funding of viable merchants and declination of all other merchants.
  • Follow prescribed guidelines, receive and review final contracts and required documentation to ensure thoroughness and accuracy.
  • Identify file duplication by searching the document management system.
  • Enter relevant notations in the document management system.
  • Verify validity of documentation and identify fraudulent items.
  • Conduct verbal verification of contract terms with the merchant.
  • Order site inspections.
  • Analyze and upload credit reports and Articles of Incorporation on merchants, update score and stipulate the additional documentation that is required into the document management system.
  • Research and update association databases.
  • Review UCCs to determine if account should be declined.
  • Input all information reviewed into the company’s proprietary scoring model.
  • Conduct merchant interviews.
  • Review, score, and approve or decline files within 24 hours.
  • Communicate often between staff members and agents.
  • Complete wire forms and determine if split funding is necessary.
  • Review all files prior to funding by completing underwriting checklist on the day received.
  • Review pricing options.
  • Decision accounts and cap approval amounts as required according to BFS criteria.
  • Notate document management system when a file is ready to fund.




Desired Skills:



  • Bachelor degree is preferred, with a preference for business administration, finance, accounting or economics.
  • 3-5 years experience in commercial underwriting.
  • A thorough understanding of processing and closing functions
  • Credit skill, interpersonal skills and ability to communicate clearly across all lines
  • of business while handling multiple priorities are mandatory
  • Highly fluent in MS Excel and Word


We Offer:


401 (k) with company matching, and medical/dental/vision benefits

Competitive Salary:

$55K – $60K depending on experience.


Special Instructions:


Please send current resume in WORD format only

To Apply:


Please apply and upload a resume in a WORD format through the Talent House Recruiters “Apply Now” green box located on the top right of this page, on our website

As a second option you may email a WORD document and brief Bio to

This job was filled on May 1, 2015
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